Interactive Calculator

Mortgage Qualifying Calculator

See exactly how much home you can afford in Santa Clarita. Adjust the sliders to explore different scenarios in real-time.

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How to Use This Calculator

Drag the slider bars below to input your information and see real-time qualification results.

Max Home Price

$0

Monthly Payment

$0

Qualification Status

check_circleQualified

DTI Ratio

0%

Qualified (<36%)EdgeHigh Risk
payments

Your Finances

$120,000
$50K$500K$1M
$500
$0$2,500$5,000
account_balance_wallet

Loan Details

$485,000
$100K$550K$1M
10%
($48,500)
0%20% (No PMI)100%
6.5%
3%6.5%10%
Principal & Interest$0
Property Tax (Est.)info

Calculated at 1.25% of home price

$0
PMI (Insurance)info

0.5% factor applied

$0
Homeowners Insurance$0
HOA Fees (Est.)info

Varies by community

$400
Total Estimated Payment$0

PMI estimation based on 0.5% annual rate on loan amount. Property tax estimated at 1.25% of home price. HOA fees are estimates and vary by community. Actual rates vary based on credit score. Not an offer of credit.

What This Calculator Includes

DTI Calculation

Real-time debt-to-income ratio calculation to show your qualification status

PMI Estimates

Automatic PMI calculation when down payment is less than 20%

Property Tax

Santa Clarita-specific property tax estimate at 1.25% annually

HOA Fees

Estimated $400/month HOA fees (varies by community)

Max Home Price

Calculates the maximum home price based on 43% DTI limit

Payment Breakdown

Detailed monthly payment breakdown with all costs included

Ready to Take the Next Step?

This calculator provides estimates. Get pre-approved to know exactly how much you can borrow and start your home search with confidence.

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